What's the difference between Comprehensive and Third Party, Fire and Theft cover?

Comprehensive covers you for:

  • Damage by fire or theft.
  • We will also pay any claims or expenses arising from legal action brought against you following a road accident. There is no limit on the amount of personal injury claim settlements we pay on your behalf. If you damage someone else’s property, there is a limit of £20 million.
  • Accidental damage caused by you or others.
  • Malicious damage or vandalism.
  • Windscreen repair or replacement cover.
  • Car stereo cover.

Third Party, Fire and Theft covers:

  • Damage by fire or theft.
  • We will also pay any claims or expenses arising from legal action brought against you following a road accident. There is no limit on the amount of personal injury claim settlements we pay on your behalf. If you damage someone else’s property, there is a limit of £20 million.

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