What's the difference between Comprehensive and Third Party, Fire and Theft cover?

Comprehensive covers:

1. Damage by fire or theft
2. We will also pay any claims or expenses arising from legal action brought against you following a road accident. There is no limit on the amount of personal injury claim settlements we pay on your behalf. If you damage someone else's property, there is a limit of £20 million.
3. Accidental damage caused by you or others
4. Malicious damage or vandalism
5. Windscreen repair or replacement cover
6. Car stereo cover

Third Party, Fire and Theft covers:

1. Damage by fire or theft
2. Any claims or expenses arising from legal action brought against you following a road accident. There is no limit on the amount of personal injury claim settlements we pay on your behalf. If you damage someone else's property, there is a limit of £20 million.

You’ll find more details in your policy booklet.