AXA Home Insurance NI – Northern Ireland House Insurance

Home Insurance NI

Get 35% off your NI house insurance today

If you’ve been claims free for three years, you can get 35% off your home insurance quote. AXA Home Insurance starts from as little as £146 per year and includes our 24/7 Emergency Home Assistance service as standard.

Policy terms and conditions apply. Minimum premium is £146. A 35% discount applies if you have been claims free for 3 consecutive years, 20% after 2 consecutive years and 10% after 1 year without a claim.

Choose the Home insurance that’s right for you

  1. Buildings & Contents Insurance

    Covers both your property and the items belonging to you. This is the most comprehensive cover for your home and everything you own.

  2. Buildings Only Insurance

    Cover your house, sheds and outhouses. Includes cover for permanent fixtures, such as kitchen units and bathroom fittings.

  3. Contents Only Insurance

    Covers your most-loved items, such as your furniture, expensive valuables, clothing, and instruments. If you're renting, this cover is perfect for you.

    Learn more
Keep your costs down

With a range of discounts available, you can get cover that won't break the bank.



No Claims Discount (10% for year 1, 20% for year 2 and 35% for year 3).



If you have a working intruder alarm.



When you get a quote online.



If you are aged 50 or over.



If you currently hold a car policy with us.

Home Insurance from AXA Direct Northern Ireland - Key benefits

Key benefits

Our standard Home Insurance for Northern Ireland comes with cover against fire, storm or flood, water or oil escaping, theft and attempted theft, malicious acts and subsidence.

Plus, get these extra benefits at no extra cost.

  • High cover limits

    Our premier home insurance for NI includes buildings up to £1,000,000 and contents up to £75,000. With our high cover limit, you don't have to worry about under or over insuring your home or contents again. And you won't need to make any complicated calculations - we've got you covered.

  • Liability for up to £2 million

    Get peace of mind with our high liability cover. You are covered for amounts that you legally have to pay to others because of accidental injury to a person or damage to a property.

  • Replacement locks

    If your keys are stolen from your home, we will provide up to £500 to replace your locks and keys.

  • Accidental breakage of fixed glass

    This includes windows, doors, skylights, conservatories, porches and ceramic bathroom fittings.

  • Terms and conditions apply. To learn more, please refer to our policy document for more information.

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Home Insurance from AXA Direct Northern Ireland - Tailor your insurance

Tailor your Home Insurance to suit you

We understand that our customers have different needs. For an additional cost, you can customise your cover to suit your lifestyle.

  • Personal belongings cover

    You can add cover for loss or damage to personal belongings that you usually bring outside of your home, like your watch, camera or laptop.

  • Accidental damage

    This covers accidents such as spilling paint on the carpet, or putting a foot through the attic floor – whoops.

  • Personal accident cover

    This is additional cover for you, your spouse / partner and children under 18. This covers injuries arising from an accident, up to a maximum of £5,000.

  • Check out the full list of optional extras for home insurance. Terms and conditions apply. To learn more, please refer to our policy document for more information.

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