Insure your buildings and contents under the one roof

Your home is one of the biggest investments you make in your life so home insurance is essential, and provides invaluable peace of mind at times when you need it most.

To get the best value home insurance in Northern Ireland, buildings and contents should be insured together in one policy, with one provider.

Choose the Home Insurance that’s right for you

  • Buildings & Contents Insurance

    Covers both your property and the items belonging to you. This is the most comprehensive cover for your home and everything you own.

  • Buildings Only Insurance

    Covers your whole property; your house and any sheds or outhouses. Includes cover for permanent fixtures such as kitchen units and bathroom fittings.

  • Contents Only Insurance

    Covers your most loved items. Think of your furniture, expensive valuables, clothing or instruments. Perfect for those living in rented property. Learn more about Contents Insurance.

No matter what cover you choose, you have peace of mind with:
  • Monthly payment option
  • 24-hour claim helpline
  • Local, Northern Ireland based customer support
  • Access to your personal online portal so you can manage your insurance online

Keep your home insurance costs down

With a range of discounts available, you can get cover that won't break the bank.

up to35% No Claims Discount. (10% for year 1, 20% for year 2 and 35% for year 3.)

10% Discount with a working intruder alarm

10% Online discount

10% Discount for customers aged 50+

10% Multi-product discount if you currently hold a car policy with us

Home Insurance from AXA Direct Northern Ireland - Key benefits

Key benefits

Our standard Home Insurance for Northern Ireland comes with cover against fire, storm or flood, water or oil escaping, theft and attempted theft, malicious acts and subsidence.

Plus, get these extra benefits at no extra cost.

  • High cover limits

    Our premier home insurance for NI includes buildings up to £1,000,000 and contents up to £75,000. With our high cover limit, you don't have to worry about under or over insuring your home or contents again. And you won't need to make any complicated calculations - we've got you covered.

  • Liability for up to £2 million

    Get peace of mind with our high liability cover. You are covered for amounts that you legally have to pay to others because of accidental injury to a person or damage to a property.

  • Replacement locks

    If your keys are stolen from your home, we will provide up to £500 to replace your locks and keys.

  • Accidental breakage of fixed glass

    This includes windows, doors, skylights, conservatories, porches and ceramic bathroom fittings.

  • Terms and conditions apply. To learn more, please refer to our policy document for more information.

Have questions? Find what you're looking for in the Help Centre
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Home Insurance from AXA Direct Northern Ireland - Tailor your insurance

Tailor your Home Insurance to suit you

We understand that our customers have different needs. For an additional cost, you can customise your cover to suit your lifestyle.

  • Personal belongings cover

    You can add cover for loss or damage to personal belongings that you usually bring outside of your home, like your watch, camera or laptop.

  • Accidental damage

    This covers accidents such as spilling paint on the carpet, or putting a foot through the attic floor – whoops.

  • Personal accident cover

    This is additional cover for you, your spouse / partner and children under 18. This covers injuries arising from an accident, up to a maximum of £5,000.

  • Check out the full list of optional extras for home insurance. Terms and conditions apply. To learn more, please refer to our policy document for more information.

We sort home claims quickly and fairly

We are committed to paying home insurance claims and getting our customers' lives back to normal as quickly as possible. But not all claims are paid, find out why.

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