Buildings cover at a glance
Landlord Insurance for buildings and contents comes with cover against fire, storm or flood, water or oil escaping, theft and attempted theft, malicious acts and subsidence.
Loss of rent and alternative accommodation
If the property is not fit to live in because of damage or loss caused by any of the above, then we will pay you the amount of rent you lost during the time. We also provide cover for alternative accommodation for your tenants until the damage is fixed.
Accidental damage to the property
We'll cover accidental damage to the building as standard - because accidents happen. This includes any accidental damage made by tenants, like cracking floor tiles or putting a foot through the attic floor.
Replacement locks
If the rental property's keys are stolen from your home, we will give you up to £500 to replace the locks and keys.
Liability for up to £2 million
This covers tenants and visitors, so you always have peace of mind. You are covered for any amounts that you legally have to pay to others as a result of accidental injury to a person or damage to a property.
Check out the full list of Landlord Insurance NI benefits. Terms and conditions apply. To learn more, please refer to our policy document for more information.
