What is the excess on my home insurance policy?

The standard excess on our home insurance policy is £50. Claims for water escaping are subject to £300 excess and subsidence claims have an excess of £1000.


You can also opt for an additional voluntary excess in a return for a premium reduction. The excess amount is noted on your policy schedule, which you can access this in your MyAXA account.


Please note: Policies purchased/renewed between May 2015 to November 2015 will still have an escape of water excess of £200. This will be reduced on your next renewal.

Terms and conditions apply, please refer to your policy document for more information.