What is a voluntary excess?

A voluntary excess is the amount you agree to pay in the event of an accident. You can choose your voluntary excess amount when you buy or renew your car insurance policy. The higher your voluntary excess, the lower your quote will be. Similarly, lowering the excess will increase the cost of your car insurance.

Please note: Car policy holders under the age of 25 cannot reduce their excess.

The excess amount is noted on your Schedule. You can view this document through your MyAXA account.

To register for MyAXA, you'll need your policy number, date of birth and email address.