Choose the insurance that’s right for you

Your holiday home is your haven where you can truly relax and unwind, but we know you can't always be there to keep an eye on it. Rest easy with our Holiday Home Insurance - protecting your investment and everything in it.

To get the best value home insurance, buildings and contents should be insured together in one policy, with one provider.

  • Buildings & Contents Insurance

    This is the most comprehensive cover for your property and furnishings.

  • Buildings Only Insurance

    Covers your whole property; your house, driveway and patio. Includes cover for permanent fixtures such as kitchen units and bathroom fittings.

  • Contents Only Insurance

    Covers any furnishings for the property, such as sofas, carpets, tables and household goods.

No matter what cover you choose, you have peace of mind with:
  • Monthly payment option
  • 24-hour claim helpline
  • 24/7/365 local customer support
  • Access to your personal online portal so you can manage your insurance online

What is a cover limit?

When you insure your buildings, you will be asked to provide a cover limit. The cover limit is the amount it would cost to rebuild your home if there was a serious incident. This is not the market value of your home, and doesn’t include the price of the land that your home is on. Get an accurate calculation of your cover limit here.

Keep your holiday home insurance costs down

With a range of discounts available, you can protect your holiday home at an affordable price.

up to35% No Claims Discount if you've been claim-free for more than 1 year

10% Online discount

10% Multi-product discount if you currently hold a car policy with us

10% Discount for the over 50s

Holiday Home insurance from AXA Direct Northern Ireland - Buildings cover

Buildings cover at a glance

Holiday Home Insurance for NI covers against fire, storm or flood, water or oil escaping, theft and attempted theft, malicious acts and subsidence.

  • Alternative accommodation

    If your holiday home is damaged and unfit to live in, we'll pay for alternative accommodation while repairs are carried out.

  • Liability for up to £3 million

    This covers anyone who visitors or is working at your property such as a cleaner or plumber, so you always have peace of mind. You are covered for any amounts that you legally have to pay to others as a result of accidental injury to a person or damage to a property.

  • Replacement locks

    If your keys are stolen from your holiday home, we will give you up to £500 to replace the locks and keys.

  • Accidental damage

    For an additional cost, upgrade to cover accidental damage to your buildings - for complete peace of mind.

  • Check out the full list of Landlord Insurance benefits. Terms and conditions apply. To learn more, please refer to our policy document for more information.

Have questions? Find what you're looking for in the Help Centre
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Holiday Home insurance from AXA - Contents cover

Contents cover at a glance

Holiday Home contents insurance includes any household goods, such as fixtures and fittings, as well as peronal items such as clothes, TVs, sports equipment and bicycles. It does not include valuables or money.

  • Contents in the open

    Covers loss or damage to contents on the property's land, such as garden furniture, for up to £1,000.

  • Accidental glass breakage

    Covers accidental breakage of various types of fixed glass, including windows, doors, conservatories, ceramic hobs and bathroom fittings.

  • Liability cover up to £3 million

    This covers anyone who visitors or is working at your property such as a cleaner or plumber, so you always have peace of mind. You are covered for any amounts that you legally have to pay to others as a result of accidental injury to a person or damage to a property.

  • Accidental damage to entertainment equipment

    Covers accidental damage to items such as TVs, speakers, record players and personal computers for up to £2000 per item.

  • Accidental damage

    For an additional cost, upgrade to cover accidental damage to your buildings - for complete peace of mind.

  • Check out the full list of Landlord Insurance benefits. Terms and conditions apply. To learn more, please refer to our policy document for more information.

We sort home claims quickly and fairly

We are committed to paying home insurance claims and getting our customers' lives back to normal as quickly as possible. But not all claims are paid, find out why.

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