What is wear and tear on a home insurance policy?
Wear and tear is a damage to the property as a result of ordinary use or damage that occurs gradually over time.
Some examples of wear and tear are:
- Small scratches on the walls or paint.
- Worn or slightly stained carpets
Your home insurance policy covers you against unforeseen events like:
- Fire
- Theft
- Flood
- Damage to the property as a result of wear and tear is not covered.
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