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How can I calculate the amount I should insure my contents for?

Your contents sum insured should represent the total value of the possessions in your home. The general rule is that contents are all items that you would take with you if were to move home, in other words “moveable objects”.


For example, this will include;
  • Furniture
  • Clothes
  • Personal belongings

You should also take into account items such as;

  • Curtains
  • Carpets
Related questions
  1. How can I calculate the amount I should insure my buildings for?
  2. Are the contents of my shed/garage covered by my home insurance policy?
  3. Am I covered for property stolen from my garden?
  4. Am I insured if someone is injured when they are working in my house?
  5. What is Personal Possessions Cover?
  6. What is Specified Possessions Cover?
  7. What is Unspecified Possessions Cover?
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