Ways to save money on your car insurance

Get tips on how to get value for money and the best deal on your car insurance.

Shop online
  • Build up your No Claims Discount

    At AXA, you get 75% discount for 5 or more years claim-free driving in your own name. We also recognise named driving and company driving experience.

  • Don’t auto-renew each year

    Compare insurance providers to make sure you’re getting “like for like” cover at the best price. Ideally you will want a wide range of benefits, and an efficient claims service in case you ever need it.

  • Choose your car wisely

    Your car group is a factor that could push your premium and tax costs price up – so a bigger engine or a performance car may not be the best choice when trying to find cheap car insurance. Find out what your car group is now.

  • Shop online

    A lot of insurance providers will offer a discount if you shop online. AXA offers 10% off when you get a quote online.

Insure everything under the same roof
  • Pay in one lump sum

    It might be worth considering paying your insurance in full straight away. While spreading the cost of your car insurance might feel less painful than paying for your premium in one go, it will probably cost you more in the long run as you will usually pay interest when you opt for a monthly payment plan.

  • Car usage

    If you don’t use your car to commute to work then make sure to declare it. Some insurers may charge more if you use your car for business.

  • Insure everything under the same roof

    Choose one single provider for all your insurance needs because providers often offer a multi-product discount. With AXA, you can get a multi-product discount. So, if you insure your car, you can get a discount on your home or van insurance.

  • Increase your excess

    A way to reduce your premium cost may be to choose a higher excess.

It pays to know what you’re covered for

Getting cheap car insurance may seem like an attractive deal at the time. But we recommend that you research and shop around for the best cover option. What are you getting for your money? Or more importantly, what do you not get? It’s best to compare and understand and your car insurance so you know exactly what benefits are included for the price that you pay.

You never know when an accident can happen, when you need something repaired or replaced, or when you might just need a helping hand. Don’t waste your money on cheap car insurance that won’t be there for you need you need it most. It’s not worth the risk in the long run.

Other insurance providers just don’t compare

We put our customer first. Great value car insurance matched with exceptional customer service – that’s why thousands of drivers in Ireland choose us each month.

Other insurance providers just don’t compare
  • Accident forgiveness

    We offer a stepback, so you won’t lose your full No Claims Discount if you have an accident or if someone makes a claim against you. Because accidents happen.

  • Drive other cars

    If you are over 25 and eligible and with the owner’s permission, you will have Third Party cover to drive any car that you don’t own.

  • Travel Europe

    Being with a global insurance provider has it’s perks. You are insured to drive in the UK and other EU-approved countries for 31 days in any one period of insurance.

24 hour claims helpline
  • Medical expenses and emergency treatment

    If you, a driver or a passenger is accidentally injured while travelling in your car, we will pay up to €200 to each person for medical expenses.

  • 24 hour claims helpline

    Day or night, our local customer service and claims team are there when you need us most.

  • See the full list of car insurance benefits.

    Terms and conditions apply. Please see our policy document for more information.

Have questions? Find the answers to commonly asked questions in the Help Centre
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Northern Ireland drivers are choosing AXA

Northern Ireland drivers are choosing AXA

We’re proud to be a leading motor insurer in Northern Ireland, with over 100,000 drivers choosing AXA car insurance.