Protected No Claims Discount
You can make up to two claims in a three year period, without affecting your No Claims Discount.
Car & Key Rescue
24-hour roadside and home start assistance, lost or stolen key replacement, and the assurance that we help you complete your journey.
Broken glass
Covers windscreens, windows, sunroofs and the paint work on your car if it’s scratched due to broken glass. Repairs are unlimited repairs if you use the AXA NI Approved Garage. Included as standard with Comprehensive car insurance.
Open Driving
This covers anyone between the ages of 25-70 with a full licence to drive your car, so you won’t need to add drivers to your policy.
Car Insurance benefits
See what we can do for you
With a quick view of your car insurance NI benefits.
75% No Claims Discount in Ireland More
For 5 or more claim-free years – the highest No Claims Discount.
Accident forgiveness More
Stepback No Claims Discount so you won’t lose your full discount if you have an accident, or if someone makes a claim against you.
Replacement car More
We will provide you with a replacement car until your car has been repaired and returned to you. You must use an AXA approved repairer. If your car is a write-off following an accident, fire, theft or attempted theft, we will arrange for a hire-car for up to 21 days whilst you source an alternative vehicle.
The hire-car provided is usually an economy class 1.2 litre car. This covers only apply if you have Comprehensive cover, or Third party fire and theft cover and the damage is caused by fire, theft or attempted theft.
Child car seats More
We will pay you up to £500 for child car seats, booster seats, pushchairs, prams and buggies or carrycots carried in your car if they are lost or damaged due to accident, fire, theft or attempted theft.
Electric car chargers More
If your car is an electric vehicle (EV) or a plug-in, hybrid vehicle (PHEV) model we will pay up to £500 for accidental damage to your wall charger, provided it isn’t already covered under your home insurance.
Misfuelling cover More
Put the wrong fuel in? Don’t worry, sometimes these things happen. Now you’re covered for up to £300 on own car and when driving other cars.
Uninsured driver promise More
Claim Without Blame - if an uninsured driver hits your car, you won’t lose your No Claims Discount.
Accidental damage or loss of your car More
Only comprehensive car insurance covers accidental damage to your car.
Windscreen cover More
We will repair or replace your damaged windscreen. Claims for windscreens won’t affect your no claims discount.
Car Insurance NI Optional Extras
Tailor your cover with these optional extras that are available at an additional cost.
Comprehensive car benefits
Comprehensive driving of other cars
Enjoy the same comprehensive cover you have on your own policy when driving other cars that are not owned, hired or leased by you.
Injury to driver
Provides cover for you and any named driver in the event of injury or death.
Legal expenses
Cover that allows you to challenge illegal towing or clamping or defend road traffic prosecutions. You can also use this cover to pursue uninsured losses or seek damages arising from a motor contract dispute or vehicle cloning.
Misfuelling cover
Put the wrong fuel in? Don’t worry, sometimes these things happen. Now you’re covered for up to £300 on own car and when driving other cars
Child car seats
We will pay you up to £500 for child car seats, booster seats, pushchairs, prams and buggies or carrycots carried in your car if they are lost or damaged due to accident, fire, theft or attempted theft.
Electric car chargers
If your car is an electric vehicle (EV) or a plug-in, hybrid vehicle (PHEV) model we will pay up to £500 for accidental damage to your wall charger, provided it isn’t already covered under your home insurance.
Terms and conditions apply. Please see our policy document for more information.