AXA Car Insurance Benefits
Car Insurance benefits

See what we can do for you

With a quick view of your car insurance NI benefits.

Third Party Only

Call 02890 020104

Third Party, Fire & Theft

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Comprehensive

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75% No Claims Discount in Ireland More

For 5 or more claim-free years – the highest No Claims Discount.

Accident forgiveness More

Stepback No Claims Discount so you won’t lose your full discount if you have an accident, or if someone makes a claim against you.

Drive other cars More

Comes as standard if you are eligible. Must be aged 25+.

Travel Europe More

Up to 90 days in the UK and other EU-approved countries.

Medical expenses and emergency treatments More

Up to £200 per person.

Replacement car More

We will provide you with a replacement car until your car has been repaired and returned to you. You must use an AXA approved repairer. If your car is a write-off following an accident, fire, theft or attempted theft, we will arrange for a hire-car for up to 21 days whilst you source an alternative vehicle.

The hire-car provided is usually an economy class 1.2 litre car. This covers only apply if you have Comprehensive cover, or Third party fire and theft cover and the damage is caused by fire, theft or attempted theft.

Excess-free claims More

For 5 or more claim-free years – the highest No Claims Discount.

Personal belongings More

For up to £450. Claims won’t affect your No Claims Discount.

Replacement locks More

For up to £500. Claims won’t affect your No Claims Discount.

Child car seats More

We will pay you up to £500 for child car seats, booster seats, pushchairs, prams and buggies or carrycots carried in your car if they are lost or damaged due to accident, fire, theft or attempted theft.

Electric car chargers More

If your car is an electric vehicle (EV) or a plug-in, hybrid vehicle (PHEV) model we will pay up to £500 for accidental damage to your wall charger, provided it isn’t already covered under your home insurance.

Misfuelling cover More

Put the wrong fuel in? Don’t worry, sometimes these things happen. Now you’re covered for up to £300 on own car and when driving other cars.

Uninsured driver promise More

Claim Without Blame - if an uninsured driver hits your car, you won’t lose your No Claims Discount.

Accidental damage or loss of your car More

Only comprehensive car insurance covers accidental damage to your car.

Windscreen cover More

We will repair or replace your damaged windscreen. Claims for windscreens won’t affect your no claims discount.

Third Party Only

Call 02890 020104

Third Party, Fire & Theft

Get a quote

Comprehensive

Get a quote

Car Insurance NI Optional Extras

Tailor your cover with these optional extras that are available at an additional cost.

Woman with glass smiling in car
  • Protected No Claims Discount

    You can make up to two claims in a three year period, without affecting your No Claims Discount.

  • Car & Key Rescue

    24-hour roadside and home start assistance, lost or stolen key replacement, and the assurance that we help you complete your journey.

  • Broken glass

    Covers windscreens, windows, sunroofs and the paint work on your car if it’s scratched due to broken glass. Repairs are unlimited repairs if you use the AXA NI Approved Garage. Included as standard with Comprehensive car insurance.

  • Open Driving

    This covers anyone between the ages of 25-70 with a full licence to drive your car, so you won’t need to add drivers to your policy.

Comprehensive car benefits

Man with glass smiling in car
  • Comprehensive driving of other cars

    Enjoy the same comprehensive cover you have on your own policy when driving other cars that are not owned, hired or leased by you.

  • Injury to driver

    Provides cover for you and any named driver in the event of injury or death.

  • Legal expenses

    Cover that allows you to challenge illegal towing or clamping or defend road traffic prosecutions. You can also use this cover to pursue uninsured losses or seek damages arising from a motor contract dispute or vehicle cloning.

  • Misfuelling cover

    Put the wrong fuel in? Don’t worry, sometimes these things happen. Now you’re covered for up to £300 on own car and when driving other cars

  • Child car seats

    We will pay you up to £500 for child car seats, booster seats, pushchairs, prams and buggies or carrycots carried in your car if they are lost or damaged due to accident, fire, theft or attempted theft.

  • Electric car chargers

    If your car is an electric vehicle (EV) or a plug-in, hybrid vehicle (PHEV) model we will pay up to £500 for accidental damage to your wall charger, provided it isn’t already covered under your home insurance.

  • Terms and conditions apply. Please see our policy document for more information.