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Car Insurance

Switch now for Car Insurance from £280
Join over fifty thousand customers who, so far this year, have happily chosen us for great value insurance, right when you need it the most.

Policy terms and conditions apply. 10% of customers paid this price from 1st March to 31st July 2020 based on our figures and excluding optional covers. Customer figure based on new customers from 1st January 2020 -31st July 2020. Minimum premium of £280 applies.

Already got a quote? Retrieve your quote now.

Choose the insurance that's right for you

We insure all drivers from beginners to the experienced. Choose from 3 levels of cover - Comprehensive, Third Party Fire & Theft or Third Party Only. Compare car insurance now to find out more.

No matter what cover you choose, you have peace of mind with:
  • Monthly payment option
  • 24 hour claim helpline
  • Local, Northern Ireland based customer support
  • Access to your personal online portal so you can manage your insurance online

Keep your car insurance costs down

Car insurance is just one of life's many expenses, and we understand it’s not always cheap. So we offer discounts to help keep your costs down.


No Claims Discount if you have 5 consecutive years as a named driver


Off when you use the DriveSave app, plus you could earn an extra 5% cash back during the year for safe driving


Off when you get a quote online


Multi-product discount if another person in your household has an AXA direct policy

Car insurance benefits Northern Ireland

Key benefits for NI

Get these car insurance benefits for no extra cost.

  • Uninsured driver promise

    Claim without blame - we don’t think you should be penalised over something that’s not your fault. So if an uninsured driver hits your car, you won’t lose your No Claims Discount.

  • Accident forgiveness

    We offer a stepback, so you won't lose your full No Claims Discount if you have an accident, or if someone makes a claim against you. Because accidents happen.

  • Drive other cars

    From time to time you may need to borrow a friend or family member's car. You're covered to drive other cars you don't own with the owner's permission.

  • Replacement Car

    If your car is damaged as a result of an accident, fire or theft, we will provide you with a replacement car for as long we are dealing with an accidental damage claim. You will need to use an AXA-approved repairer. If your car is a write-off we will arrange for a replacement car for up to 21 days while you source an alternative vehicle.

    Replacement car cover is included as standard for car insurance policies. This cover only applies if you have Comprehensive cover, or Third party fire and theft cover and the damage is caused by fire, theft or attempted theft.

  • See the full list of car insurance benefits for NI. Terms and conditions apply. Please refer to our policy document for more information.

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Tailor your car insurance cover

Tailor your cover to suit you

We understand that our Northern Ireland customers have different needs. For an additional cost, you can choose convenient extras to suit your lifestyle.

  • Car & Key Rescue

    Our version of motor rescue aims to get you where you need to go within the UK and Ireland. Get 24-hour roadside and home start assistance with the assurance that we help you complete your journey. Your keys are also covered in case they are lost or stolen.

  • Protected No Claims Discount

    You worked hard to build up your No Claims Discount, so don't let one accident push you back. By protecting your discount, you can make two claims in three years without impacting your No Claims Discount.

  • Injury to Driver

    Did you know you're not covered if you are seriously injured in an accident that is your fault? Serious injury is considered as being hospitalised, limb or sight loss. Injury to driver provides financial support should this ever happen, so you can concentrate on getting well.

  • See the full list of car insurance benefits for NI. Terms and conditions apply. Please refer to our policy document for more information.

Northern Ireland drivers are choosing AXA

We're proud to be a leading motor insurer in Northern Ireland, with over 100,000 drivers choosing AXA car insurance.

We help to keep Northern Ireland's roads safe

We are proud sponsors of the PSNI Roadsafe Roadshow since 2001, with 8,000 students participating each year. The roadshow teaches young people across Northern Ireland about safe driving and the consequences of taking risks on the road.


Make your car work for you with Fleet

Fleet is a new, Irish, peer-to-peer car rental app. This means you can earn money renting out your unused car, or by sharing nearby cars with people in the area. It’s effortless and puts some cash back in your pocket. #JoinTheFleet today

Learn more

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