Personal accident cover offers drivers protection against serious injuries or death when involved in a car accident. If you are injured or killed by either driving your vehicle or while getting in/out of it, our Injury to Driver cover will provide you or your legal representative with financial protection for certain types of claims.
At AXA, this cover is included as standard on comprehensive car insurance NI policies. For more details on this type of cover, refer to your policy documents. Also, you can look at your policy schedule to check whether your policy has this cover included.
What other optional extras do AXA offer on car insurance?
At AXA, when you take out a car insurance policy with us, you can add optional extras to your policy at an additional cost.
The optional extras you could add to your policy are:
Car and Key Rescue - This extra will provide you with 24-hour roadside and home-start assistance in Northern Ireland, ROI and the UK. In addition, you will be covered if your keys are lost or stolen.
Open Driving – Having open driving on your policy will allow anyone aged between 25-70 who has a full UK or EU licence to drive your car without being added to your policy as a driver.
Broken Glass – Adding the broken glass extra to your policy will cover your windows, windscreen and paintwork that is damaged by broken glass. It also offers unlimited repairs through our AXA Repair Network.
Protected No Claims Discount – This optional extra protects your no claims discount. If you have added any of our optional extras to your car insurance policy, we suggest reading your insurance policy to fully understand how and when you are protected.
Do I have to choose optional extras?
At AXA, we aim to provide our clients with the most suitable policy for their car and lifestyle. To ensure your policy suits your needs, we offer optional extras which can extend your car insurance cover if you need extra protection. For example, once people have built up their no-claims discount, they will aim to keep this discount to avail of it every year. For this reason, they may choose to add the protected no claims discount extra, for an additional cost, to ensure that they maintain their discount level.
Availing of our extras is not a compulsory requirement, so you can simply skip this section online when applying for a car insurance quote and no extras will be applied.
