Any extra cover you have bought will be shown on your proposal form, proposal declaration or on your policy schedule.
Protecting your no-claims discount
If you buy no-claims discount protection, you can make two claims without losing your no-claims discount.
To qualify, you must be earning the maximum no-claims discount and you must not have made a claim for the past three years.
Motor Rescue
24 hour breakdown assistance. If your car will not start on the road or in your driveway we will send help.
If we cannot get you going, we will tow your car to safety and get you to your destination if needs be.
Legal expenses
Recover legal costs up to £100,000 if you want to make a claim following an accident that was not your fault
Replacement Car Plus
If your car is out of use due to loss or damage by accident fire or theft we will provide you with a
replacement car (usually an economy class 1 litre car) or pay towards you hiring a car (up to £25 a day including VAT). Cover will be up to 14 days as
determined by our AXA motor engineer.
Injury to Driver Cover
The cover includes a benefit of £10,000 if you or a named driver are seriously injured in a road accident and a £30,000 death benefit if you or any driver
named on the policy is killed as a result of a motor accident involving your car. It also includes hospital
and temporary disability benefits for you.
A claim under any of these optional benefits will not affect your no-claim discount.
Glass Breakage
We will cover the cost or replacing or repairing broken or damaged windscreens, windows or glass in the sunroof
of your car, and scratches to the bodywork caused by the glass breaking.
This cover is included as standard for comprehensive cover, as shown in your schedule, and available at an additional cost
for third party fire & theft and third party only cover.
Voluntary Excess
Where a voluntary excess is chosen by you the following excesses will apply in addition to the standard car insurance policy excess shown on your schedule and your
premium will be adjusted accordingly.
Table of Voluntary Excesses:
£50 excess - 5% reduction in premium
£100 excess - 8% reduction in premium
£150 excess - 11% reduction in premium
£250 excess - 17% increase in premium
£500 excess - 22% reduction in premium
View Full Policy Document
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