Car Insurance NI

Car Insurance NI

Don’t miss out on great value car insurance
You won’t find AXA on price comparison sites so come direct and get a quote today.

Why get an AXA car insurance quote?

Child car seats

We will pay you up to £500 for child car seats, booster seats, pushchairs, prams and buggies or carrycots carried in your car if they are lost or damaged due to accident, fire, theft or attempted theft. Covered under Comprehensive, Third Party, Fire & Theft.

Electric car chargers

If you’ve made the switch to an electric vehicle (EV) or a plug-in, hybrid vehicle (PHEV) model, we’ve got the cover to charge you with confidence. We’ll pay £500 for accidental damage to your wall charger, provided it isn’t already covered under your home insurance.

Please see our full range of benefits for electric car insurance

Standard policy benefit under Comprehensive.

Misfuelling cover

Put the wrong fuel in? Don’t worry, sometimes these things happen. Now you’re covered for up to £300 on own car and when driving other cars. Comprehensive only.

Northern Ireland Car Insurance – carbon neutral
Our climate promise

Together, we’re making a change that matters

When it comes to climate change we recognise our responsibility and are ready to do more. We’re committed to taking proactive, measured steps to ensure a resilient and sustainable future for generations to come. We're proud to be able to support programmes locally here in Ireland that continually make a positive impact on the environment.

Head over to our dedicated climate page to find out more.

Find out more

Choose the Northern Ireland car insurance that's right for you

We insure all drivers from beginners to the experienced. Choose from 3 levels of cover - Comprehensive, Third Party Fire & Theft or Third Party Only. Compare car insurance now to find out more.

No matter what cover you choose, you have peace of mind with:
  • Monthly payment option
  • 24 hour claim helpline
  • Local, Northern Ireland based customer support
  • Access to your personal online portal so you can manage your insurance online

Keep your NI car insurance costs down

Car insurance is just one of life's many expenses, and we understand it’s not always cheap. So we offer discounts to help keep your costs down.

75%

No Claims Discount if you have 5 consecutive years as a named driver

10%

Off when you get a quote online

10%

Multi-product discount if another person in your household has an AXA direct policy

Get a quote

Motor Insurance ni

More key benefits for NI

Get these car insurance benefits for no extra cost.

  • Uninsured driver promise

    Claim without blame - we don’t think you should be penalised over something that’s not your fault. So if an uninsured driver hits your car, you won’t lose your No Claims Discount.

  • Accident forgiveness

    We offer a stepback, so you won't lose your full No Claims Discount if you have an accident, or if someone makes a claim against you. Because accidents happen.

  • Drive other cars

    From time to time you may need to borrow a friend or family member's car. You're covered to drive other cars you don't own with the owner's permission.

  • Replacement car

    If your car is damaged as a result of an accident, fire or theft, we will provide you with a replacement car for as long we are dealing with an accidental damage claim. You will need to use an AXA-approved repairer. If your car is a write-off we will arrange for a replacement car for up to 21 days while you source an alternative vehicle.

    Replacement car cover is included as standard for car insurance policies. This cover only applies if you have Comprehensive cover, or Third party fire and theft cover and the damage is caused by fire, theft or attempted theft.

  • See the full list of car insurance benefits for NI. Terms and conditions apply. Please refer to our policy document for more information.

Have questions?Find what you're looking for in the Help CentreVisit Help Centre
Compare Car Insurance ni quotes

Tailor your cover to suit you

We understand that our Northern Ireland customers have different needs. For an additional cost, you can choose convenient extras to suit your lifestyle.

  • Car & Key Rescue

    Our version of motor rescue aims to get you where you need to go within the UK and Ireland. Get 24-hour roadside and home start assistance with the assurance that we help you complete your journey. Your keys are also covered in case they are lost or stolen.

  • Protected No Claims Discount

    You worked hard to build up your No Claims Discount, so don't let one accident push you back. By protecting your discount, you can make two claims in three years without impacting your No Claims Discount.

  • See the full list of car insurance benefits for NI. Terms and conditions apply. Please refer to our policy document for more information.

Northern Ireland drivers are choosing AXA

We're proud to be a leading motor insurer in Northern Ireland, with over 100,000 drivers choosing AXA car insurance.

We help to keep Northern Ireland's roads safe

We are proud sponsors of the PSNI Roadsafe Roadshow since 2001, with 8,000 students participating each year. The roadshow teaches young people across Northern Ireland about safe driving and the consequences of taking risks on the road.

Related products

Interested in car insurance? Then check out these other products.

What our customers are saying...

We pride ourselves on our exceptional customer service, and always strive to provide a great experience for our valued customers.

Our customer reviews are independent and unbiased.

Read customer reviews
/5

This score is based on reviews .