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Do you need to insure your car? At AXA it couldn’t be easier to switch your car insurance with our dedicated Easyswitch Team! They will help take the hassle out of switching and will aim to sort out your new policy and switch from another insurer in one call.

Also you can save yourself some money by getting an extra 15% discount off your online quote!

Get a quote today and be AXA Protected - for less.

And don’t forget to add some of our other great additional benefits – like Any Car, Any Driver.

Any Car

You want to borrow someone’s car. Could be for the shopping, to collect a relative or just because you need to go from A to B. One problem. Your third party cover normally allows you to drive legally (your insurance cert. will confirm this). But if you crash the car, you will have to find the funds to pay for any damage you caused to the car you borrowed!

Fortunately...

With AXA comprehensive insurance, for an additional premium, you can upgrade your “driving other cars” cover from third party to comprehensive.

This means we also pay for the damage caused to any car you borrow up to 2000cc with a maximum value of £30,000.


Are there terms and conditions?

You have to be aged 25-70.


Full Terms and Conditions

Any Driver

You're at work, you feel unwell and need to get home (but can't drive). Or your next door neighbour asks to borrow your car as theirs is getting serviced. Or your relative drops hints about borrowing your car for a weekend away. Or you're going on holiday and your friends are moving house.

Or you just want open driving -without the hassle!

No problem. You can upgrade your policy so other drivers aged 25-70 with a full, clean ROI or UK driving licence can drive your car with your permission.

There's an additional premium, but the flexibility and peace of mind is priceless!


Are there terms and conditions?

Other drivers must be aged 25-70 with a full,

clean ROI or UK licence.


Full Terms and Conditions

How do I avail of these offers?

How do I get Any Car?

Get a quote and when your price is displayed, select ‘Comprehensive Drive Other Cars’, and any other optional extra you may need, from the tick box options below. Hit ‘Update Quote’ and that’s it - your quote will then update to include this feature and now you’re insured to drive another car, with the owner’s permission.

How do I get Any Driver?

Get a quote and when your price is displayed, select ‘Open Driving’, and any other optional extra you may need, from the tick box options below. Hit ‘Update Quote’ and that’s it - your quote will then update to include this feature and you can loan your car to another driver, just like that!

More reasons to choose AXA car insurance

Accident Forgiveness

If you purchased no claims discount protection then one third party claim won’t affect your no claims discount. But if you don’t have this, all those years of careful driving, to build up your no-claims-discount are history.

We don’t think that’s fair. And it won’t happen if you’re an AXA car insurance customer! We know these things happen so we offer stepback no-claims-discount protection as standard. Provided you have at least 1 year’s no claims discount and this is the first claim that affects your no claims discount.

  • If you had 3 years no claims discount, you still have 1 year
  • If you had 4 years no claims discount, you still have 2 years
  • If you had 5+ years no claims discount, you still have 4 years

But there’s even more to Accident Forgiveness than preserving some of your car insurance no claims discount.

Some claims won’t even affect your car insurance no claims discount. These include;

  • Loss or damage caused by fire or theft
  • Windscreen damage
  • Breakdown assistance
Terms and ConditionsMore
  • Terms and Conditions apply.
  • Accident Forgiveness is stepback no claims discount protection for customers with three or more years no claims discount.

Terms and conditions

Any Car

Loss or damage to the car you borrowed

This cover will only apply if:

  • The policy schedule shows that your cover is comprehensive.
  • The certificate of motor insurance contains the ‘driving other cars’ clause number 5(b).
  • You are driving a private passenger vehicle. It does not include:
    • Vans.
    • Car-vans.
    • Jeep type vehicles with no seats in the back.
    • Vans adapted to carry passengers.
    • Vehicles registered outside the UK.
    • Vehicles modified beyond manufacturers standard specification.
    • Vehicles hired or leased to you.
    • Cars with an engine size greater than 2000cc.
  • You are responsible for looking after a car that is being driven under clause 5(b) of the certificate.
  • The other vehicle is properly compliant with a valid MOT test certificate.
  • You do not regularly use or drive the car.
  • There is no other insurance policy which covers you driving that car (whether or not that policy would cover what is covered by this extended cover).
  • The car does not belong to you or your husband, wife or partner.
  • The other vehicle is properly compliant with road traffic legislation.
  • You have the owner’s permission to drive the car and have been driving it for less than 30 days.
  • The loss or damage happens in Northern Ireland.

The most we will pay under this extended cover is £30,000.

Other road users (third parties)

This cover will also apply if you are driving any other car which your certificate of insurance covers you to drive. If you are covered to drive other cars, it will be shown in section 5(b) of your certificate of insurance.

This cover only applies if:

  • You do not own the car or you have not hired the car under a hire-purchase agreement.
  • It is shown that this cover applies under section 5(b) of your certificate of insurance;
  • ou have the owner’s permission to drive the car; and
  • the vehicle is being used within the ‘limits for use’ shown in your current certificate of motor insurance.

This cover applies to damage or injury happening in the UK and Ireland only.

This extension applies only to private passenger vehicles. It does not include:

  • Vans;
  • Car-vans;
  • Jeep type vehicles with no seats in the back; or
  • Vans adapted to carry passengers.

Any Driver

Other road users (third parties)

We will give the following people the same ‘liability to others’ cover under this section we give you under 1a.

  • Anyone you allow to drive your car who is covered to drive it under the certificate of insurance.
  • Any person using (but not driving) your car with your permission for social, domestic and pleasure purposes.
  • Any person travelling in or getting into or out of your car.
  • Your employer or business partner, as long as your car is not owned by or hired to either your employer or business partner and your car is being used for a purpose that is allowed under your certificate of insurance and your employer is not covered under another policy.

Click here for the full list of information on your policy document.

Making a claim?
Need help with an insurance claim?
Our claims department are available 24 hours on 0845 828 2823